Karmo, in partnership with Smart Group, is redefining how Australians get behind the wheel with Novated Subscription; a first-of-its-kind product that blends the tax efficiency of novated leasing with the flexibility and convenience of car subscription. Backed by Smart Group’s trusted expertise in salary packaging and Karmo’s modern, hassle-free subscription model, Novated Subscription lets drivers enjoy a brand-new vehicle with predictable, all-inclusive payments, minimal commitment, and maximum savings.
The benefits
- A win for employers
Boost your employee benefits at zero cost and minimal admin
- Tax savings with real flexibility
Get the tax perks of novated leasing without long-term lock-ins.
- Trusted Smart Group expertise
Backed by one of Australia’s leading salary packaging providers for a smooth, compliant setup.
- One simple, all-inclusive payment
Car, insurance, rego, servicing; all wrapped into one predictable pre-tax payment.
- Swap or upgrade anytime
Change cars as life changes, with no ownership headaches
- Fast, hassle-free driving
Minimal paperwork, quick approvals and premium cars ready to go.
